Loan Services
At Dreamerica Homes, we make the loan process simple, fast, and stress-free. Whether you’re buying your first home, building new construction, or refinancing an existing property—we’re here to guide you every step of the way.
Types of Loans We Offer:
- Home Purchase Loans – For first-time buyers and repeat buyers
- Construction Loans – Finance your custom build or new development
- Land Loans – Buy land now, build later
- Refinance Loans – Lower your rate or pull cash out
- ADU Financing – Build an accessory dwelling unit on your property
- Investor Loans – DSCR loans for rental properties and portfolios
Why Get a Loan Through Us?
- ✅ Access to top wholesale lenders
- ✅ Competitive rates and flexible terms
- ✅ Fast pre-approval process
- ✅ Personalized guidance from start to finish
Our Simple Loan Process
- Free Consultation: We review your goals and financing options
- Pre-Approval: Know exactly how much you can afford
- Application: Submit docs and we handle the rest
- Underwriting: We work with lenders to process everything quickly
- Closing: Finalize your loan and move forward with confidence
Ready to get started?
👉 Schedule a Free Consultation
👉 Get Pre-Approved Online
📞 Call us at (916) 666-8005
📧 Email us at contact@dreamericahomes.com