Loan Services

At Dreamerica Homes, we make the loan process simple, fast, and stress-free. Whether you’re buying your first home, building new construction, or refinancing an existing property—we’re here to guide you every step of the way.

Types of Loans We Offer:

  • Home Purchase Loans – For first-time buyers and repeat buyers
  • Construction Loans – Finance your custom build or new development
  • Land Loans – Buy land now, build later
  • Refinance Loans – Lower your rate or pull cash out
  • ADU Financing – Build an accessory dwelling unit on your property
  • Investor Loans – DSCR loans for rental properties and portfolios

Why Get a Loan Through Us?

  • ✅ Access to top wholesale lenders
  • ✅ Competitive rates and flexible terms
  • ✅ Fast pre-approval process
  • ✅ Personalized guidance from start to finish

Our Simple Loan Process

  1. Free Consultation: We review your goals and financing options
  2. Pre-Approval: Know exactly how much you can afford
  3. Application: Submit docs and we handle the rest
  4. Underwriting: We work with lenders to process everything quickly
  5. Closing: Finalize your loan and move forward with confidence

Ready to get started?

👉 Schedule a Free Consultation
👉 Get Pre-Approved Online

📞 Call us at (916) 666-8005
📧 Email us at contact@dreamericahomes.com

Copyright © 2025 DREAMERICA HOMES
CA DRE #02209776 NMLS #2408116​